Most credit repair companies will answer this question with a resounding “yes”. But beware! Disputing every negative item, without regard of legitimacy is not only one of the most ineffective ways of cleaning your credit report but it’s also ILLEGAL!! The CreditBar stands by its policy of disputing all items in good faith and in complete compliance with the FCRA (Fair Credit Reporting Act). TheCreditBar uses effective measures of disputing incorrect information by identifying “valid disputes” and understanding the methods and time lines of the submittal process, governed by Credit Bureaus. Simply, login to the Credit Bar.com’s Online Credit Mangement System, provide us with the vital information on your credit report that qualifies for a good faith dispute and we take care of the rest.